MM2H
For residence planning: compare category-specific funds, property and stay conditions.
BONA TRUST / MALAYSIA RESIDENCE DESK
Four Malaysia visa routes,
compared by purpose and conditions.
Build a life in Malaysia with room for family and your work or business ambitions. Compare MM2H, PVIP, Labuan work permits and Employment Pass to plan around the right residence conditions and avoid preventable setbacks.
SOURCES CHECKED 2026.10.23 / UPDATED 2026.10.26
01 / SET YOUR PURPOSE
What is your main purpose?
All routes are visible. Select a purpose to highlight related options.
This does not assess eligibility or the likelihood of approval.
See the highlighted comparison ↓02 / THE COMPARISON MATRIX
Four routes, side by side.
Scroll the table horizontally. State MM2H schemes require separate checks. Verify current rules with the authority or authorised channel when applying.
| Compare | MM2H | PVIP | Labuan entity work permit | Employment Pass |
|---|---|---|---|---|
| Purpose / applicant | Individuals planning long-term residence; requirements vary by category. | Long-term residents meeting financial eligibility. | Expatriates in roles at eligible Labuan entities. | Foreign professionals sponsored by a Malaysian employer. |
| Duration | Silver 5 / Gold 15 / Platinum 20 years, renewable. Issuance depends on approval and passport conditions. | 20-year approval framework, with five-year pass stages and passport conditions. | Verify against the role, employment terms and approval. | Overall employment framework: I/II up to 10 years, III up to 5. II/III require a replacement plan. Each application: up to 60 months, subject to approval. |
| Deposit / funds | Fixed deposit: Silver USD150,000 / Gold USD500,000 / Platinum USD1,000,000. Property funds are separate. | RM1,000,000 fixed deposit; income RM40,000/month or RM480,000/year. See official terms for the asset alternative. | Distinguish entity capital and operating requirements from salary criteria. | Monthly basic salary: I RM20,000+ / II RM10,000–19,999 / III RM5,000–9,999. Manufacturing/MRS Category III: RM7,000 minimum. |
| Government fees | Check participation, processing and pass charges by category and family size. | Non-refundable participation: principal RM200,000; standard dependant RM100,000. Pass RM2,000/year; visa and bond extra. | Separate official fees from entity upkeep and professional fees. | Ask the employer to separate pass and visa charges from professional fees. |
| Housing | Post-approval property minimum: Silver RM600,000 / Gold RM1,000,000 / Platinum RM2,000,000. Check local conditions too. | Confirm current property conditions; property expenditure is separate from participation fees. | Distinguish housing from office and operational-location requirements. | Distinguish your home from employment and work-location requirements. |
| Stay conditions | Check age- and category-specific days and how family presence counts. | Check current terms and approval; tax residence is a separate assessment. | Actual duties and work location must fit the authorisation. | Check the authorised employer, activities and territory. |
| Family | Verify eligible relatives, age and marital conditions. | Check each relative’s eligibility, fee and pass conditions. | Dependant applications are separate; verify relationships and conditions. | Check dependant eligibility for the category and salary. |
| Work / business | Do not assume work rights; check category and activity approval. | Confirm authorisations for the intended employment or business. | Limited to approved entity and role; incorporation does not grant permission. | Tied to the named employer and role; a change may require a new application. |
| Renewal | Recheck funds, property, stay conditions and charges at renewal. | Distinguish staged passes from extension after 20 years; recheck fees. | Verify continuing employment, operations and current renewal criteria. | Check revised salary requirements for renewals from June 2026. |
| Application / authority | MOTAC-licensed operator / OSC MM2H; Immigration handles immigration approval. | Apply through an Immigration-authorised PVIP agency. | Current Labuan FSA and Immigration process; check licensed/non-licensed entity rules. | Employer submits through ESD or the relevant authority route. |
Official sources checked 23 October 2026. Figures are selected category requirements, not total costs. MM2H SEZ/SFZ and state schemes, and alternative PVIP dependant periods, have separate terms. The official name is PVIP.
PVIP
Premium Visa Programme. Separate participation fees from deposits and verify permitted activities.
Labuan entity work permit
Incorporation alone is insufficient. Review actual operations, the role and application requirements.
Employment Pass
An employer- and role-based work authorisation. Check the June 2026 policy revision.
YOUR LIFE / BONA TRUST
Room for family life and your ambitions.
Make room for family time and your work or business ambitions, with a clearer residence plan and fewer preventable setbacks. We propose residence options around your family plans and activities, then work through funds, application steps and timing. School and housing plans can be considered together. Applications follow each programme’s authorised route or employer; authorities decide approvals.
03 / YOUR FINANCIAL BRIEF
Keep four kinds of money separate.
Deposit
Check maintenance, withdrawal timing and exchange-rate exposure.
Official fees
Participation, processing, passes and dependants; check refunds.
Home and living
Purchase or rent, school, insurance, transport and reserves.
Support and entity upkeep
Professional fees, translation, certification and entity costs.
04 / BEFORE YOU APPLY
Before the application,
define the life.
Define purpose and activities
Who will do what, and where? Separate each person’s work, school and timing.
Check current rules and documents
Check passport, finances, relationships, employment and business evidence with the relevant channel.
Confirm cost, channel and renewal
Confirm the authorised provider’s role and estimate, then plan ongoing compliance.
BONA TRUST / YOUR NEXT CONVERSATION
Your plans for Malaysia. A practical route forward.
We propose residence options, funds and timing around your family, work and business goals. Scope and fees are confirmed before engagement. Applications follow authorised channels or employers; authorities decide approvals.
Visa consultationBONA TRUST / COORDINATION
The role of Bona Trust
Bona Trust helps organise residence, work and family plans and coordinate information with relevant specialists or channels. Formal applications follow each programme’s authorised route or employer process; authorities decide approvals. Scope and fees are confirmed individually.
QUESTIONS & ANSWERS
Questions before your next step.
01Does a residence pass allow employment?
Not automatically. Check programme, category, activity and approval conditions. A dependant pass does not automatically grant work rights.
02What should I compare between MM2H and PVIP?
Compare deposits, non-refundable participation fees, housing, age, stay days, family and work, alongside duration. MM2H categories also differ.
03Does incorporating a Labuan company grant work permission?
No. Review entity eligibility, actual operations, position, salary and application/renewal conditions. Authority approval is required.
04Can all family members accompany me on the same terms?
Eligible relationships, ages, marital status, documents and charges vary. Verify schooling and each relative’s work rights separately.
05Is a fixed deposit the same as a fee?
No. A deposit has maintenance and withdrawal conditions. Participation and processing fees are different expenses. Budget property and living costs separately.
06How should I handle policy changes and tax questions?
Check official rules and approval terms at application. A visa does not automatically determine tax residence or exemptions; obtain specific tax advice.
YOUR NEXT STEP
Visa consultation
Start with your purpose, intended work, family and timing. A selection does not establish eligibility or approval prospects.
What your consultation helps you decide
- Tell us the life you want to buildWe discuss your goals, circumstances, budget and timing to understand what matters to you.
- Receive options and a tailored proposalWe propose options with reasons for recommending them, and explain scope, fees, schedule and contracting parties so you can compare and decide.
- Move from your decision to next stepsWe refine the options with you and turn your chosen plan into arrangements and next steps, confirming scope and fees before you engage us.