Bona Trust Corporation

MALAYSIA MY SECOND HOME

Malaysia My Second Home (MM2H)

Find a category that fits your household, funding and plans for living in Malaysia. Then check what to prepare before committing money or signing a property agreement.

Compare deposits, property and fees

These are MOTAC programme figures. Budget separately for the deposit, property, government processing and pass charges, and professional services. Confirm property and local requirements before signing.

Federal MM2H programme categories
CategoryMinimum ageFixed depositProperty minimumOne-off participation feeTerm (years)
Silver25+USD 150,000RM 600,000RM 1,0005
Gold25+USD 500,000RM 1,000,000RM 3,00015
Platinum25+USD 1,000,000RM 2,000,000RM 200,00020
SEZ / SFZ21+USD 65,000 (21–49) / USD 32,000 (50+)Designated development priceRM 1,00010

A fixed deposit is restricted capital. MOTAC describes permitted withdrawals of up to 50% after approval for specified purposes. The programme also places conditions on when a qualifying home can be sold. Ask how the rules apply to the property and approval you are considering.

MM2H application preparation

  1. Check fit before choosing a tier

    Write down everyone who would move, the principal applicant’s age, expected time in Malaysia and any work or business activity. Bring these to a licensed operator.

  2. Ask for an itemised plan

    Request the current document checklist and a written breakdown of government fees, professional fees, restricted funds and housing costs. Confirm document validity and what is refundable if your plan changes.

  3. Submit through a licensed operator

    Check licence validity in the MOTAC directory and agree on how to share documents securely. Confirm the sequence and deadlines for approval, medical checks, deposits and property before making commitments.

  4. Plan for renewal before moving

    Keep the written conditions and a calendar for stays, passport expiry and renewal. Ask what to do if dependants, property or work plans change.

Frequently asked questions

Can family members apply with me?

MOTAC lists spouses, certain children, parents and parents-in-law as potential dependants. Older children have additional conditions, including marital and employment status. Confirm each family member’s eligibility and documents with your operator.

Can I work or run a business on MM2H?

Work and business permissions depend on the category and activity. Explain what you intend to do, where you will do it and for whom. Ask the operator whether the category permits it or a separate permission is required.

How many days must I stay in Malaysia?

The MOTAC overview lists no minimum stay for applicants aged 50 or older, and its general guidelines specify 90 cumulative days for participants under 50. The Silver, Gold and Platinum detail pages list 90 cumulative days without the same explicit 50+ exemption. Confirm your category, whose days count and your written approval conditions with the licensed operator or OSC MM2H before committing.

Who submits the application?

Use a MOTAC-licensed MM2H operator and verify its current licence in the official directory. The operator submits through OSC MM2H. Immigration matters and final approval are handled by the responsible authorities.

Official sources

Sources checked

Discuss your relocation plan with Bona

Tell us your timing, who would move and what you need to clarify. For submission and programme eligibility, use a currently licensed MM2H operator.

Discuss relocation with BonaCompare other visa routes